I had a long chat with the bank today. I can keep my credit card π³ but I have to pay back the full Β£3999 before November. Which is back breaking-ly cripplingly high at Β£800 a month repayments for me π₯ Along side the fact I need to pay Β£1167 before August to end my car finance, Β£1300 left to pay for Skylas operation ASAP since she is in a fair bit of pain π plus my car insurance is due in July at around Β£700 and I just shelled out Β£603 on car repairs today π Iβd do my best to do it all before Christmas I donβt really have a choice. I cannot lose my card it would destroy my credit meaning I would struggle for any future loans, mortgages etc But it means when they reopen the skin clinics I likely will not be able to be first in line to have all the beauty treatments done to boast my confidence to be able the wicked sexy content I want to make, that Iβve been banging on about for the last couple months π For now Iβll just hack away at the debt best I can and Iβll see where I am when the clinics reopen π€π»π€π»